Medical Insurance

study in (A division of Careers N Options Services Pvt. Ltd.) is the trust worthy, effective and expert education consultant for Malaysia Education, Study Abroad in Malaysia, Study in Malaysia for Indian students, Study in Malaysia for international students, Study in Malaysia fees, Overseas Education in Malaysia and Study in Malaysia.

study in (A division of Careers N Options Services Pvt. Ltd.) provides wide range of services for studying in Malaysia.

For more information on our Admissions, Visa service and other services -
Contact our Counsellors on phone no. +91-7666-377-377 on all working days between 10:00 AM and 7:00 PM (IST).
Or email us at with your full details.

General terms and conditions of the medical and health insurance:

Cashless for inpatient medical treatment at network hospitals in Malaysia and full reimbursement for in-patient medical treatment at non-network hospitals in Malaysia, up to the maximum limit cover per annum. The insurer is connected to more than 70 hospitals and 2,000 clinics in Malaysia

Insurance cover commences from the date of entry. In the event that the foreign students applied in Malaysia, they will be covered from the date of Visa Approval Letter (VAL).

No health declaration is required upfront for foreign students to obtain medical and health insurance cover but they are required to attend a medical screening in Malaysia within 7 working days from the date of entry or the date of VAL if the students applied in country.

Medical card will be made available within 14 working days from the date of insured. Insurance claims reimbursement will be processed within 14 working days from the date of claim submitted with complete document. 24/7 medical and health insurance helpdesk is available to provide assistance to foreign students.

DOWNGRADE of insurance package is NOT ALLOWED but foreign students are allowed to UPGRADE his/her insurance package and the insurance company reserves the right not to cover for pre-existing conditions that are currently covered in the existing insurance package. The additional insurance premium for UPGRADE of insurance package can only be determined after the upgrade request is made to EMGS.

   Package Maximum cover limit per annum Insurance premium per annum Foreign Students Aged 
 ≥ 18 but ≤ 60
   Silver package RM20,000 RM500
   Gold package RM30,000 RM750
   Platinum package RM50,000 RM850

Source: Education Malaysia Global Services (EMGS) under Ministry of Higher Education Malaysia (MOHE)

This guidance is for students interested in studying abroad in particular country. It is only a guide for which information is taken from various relevant websites. It aims to answer some common questions. Visitors are recommended to contact the office for most updated information.

Selamat Datang dan Selamat Maju Jaya!
Welcome and Good Luck!
For more information come see us at our office anytime from 11am to 8 pm (Monday - Saturday) or call us at: 7666 377 377